What documents does the legal entity need to open the account?
1. Statement.
2. State registration certificate.
3. The copy of properly approved Charter (by Notaries).
4. Sample signature cards.
5. Code of the State Statistical Department.
6. Passport copies of the leader or the chief accountant
7. Registration from Social Safety Fund.
8. Bank account agreement.
9. Registration of NTI (National Tax Inspectorate).
10. INT (Identification Number of tax-payer).
11. The copy of commissions of the leadership or the chief accountant.
What documents does the individual need to open the account?
1. Statement.
2. The copy of patent or certificate.
3. Copies of passport.
4. Sample signature cards.
5. Code of State Statistical Department.
6. Registration of NTI.
7. Social Safety Fund registration (statement).
8. Bank account agreement.
9. INT.
What’s the commission (payment) for legal entity (individual) to open the account?
The commission at the rate of 32 somonies is levied for legal entity .
The commission isn’t levied for individual.
Money orders:
What information does the sender need to know?
It’s necessary to know receiver’s full name, passport information and current city.
Which form of order is comfortable and quick in our country?
All types of order of our bank are comfortable, not expansive but quick (Western Union, Anelik, Migom ...)
How fast is possible to receive an order from other country? And what information the receiver needs to know for receiving it?
An order (depending on the type) can be realized from 5 to 24 hours (the longest). It’s necessary to know sender’s full name, code of order, sum, and in some cases receiver has to know the city where an order is done from.
Is it possible to receive an order from any country?
Yes, it is, but for only Western Union, Anelic, Contact, Unistream order types.
Is it possible to send an order to any country of the world?
Yes, it is, but for only Western Union, Anelic, Contact, Unistream order types.
Crediting:
Who can take credit from the bank? How is it available?
Credit can take individual and legal entitie on fitting (decent) security.
What document does the legal entity (individual) needs to take the credit?
For legal entities:
1. Statement;
2. Financial report with the registration of the tax body: balance and report about the profits and losses; the information about the turnover of cash resources at the end of the last year and the last date;
3. Constituent documents (certificated copies from notaries);
4. Copy of reference about the registration from statistic body;
5. Copy of reference from the tax body of the place of residence about not been in debt from the budget;
6. Autobiography (leadership and chief accountant);
7. Copy of passports (leadership and chief accountant);
8. Business- plan;
9. Questioner, in which the borrowers must indicate basic information about themselves and their enterprise;
10. Copy of card with the standard of the signatures and stamp;
11. List of property with the indication of cost or other guarantees, which can be given from the side of borrower as a guarantee;
12. Documents of the property as pledge;
13. Appraisal document of the placed property;
14. Registered warrant to the bank from notaries;
15. Signed agreement with the economic subjects;
16. Registration of the agreement of guarantee from Ministry of Justice.
For individuals:
1. Statement;
2. Autobiography;
3. Copy of passport;
4. Questioner;
5. Estimate of expenditures;
6. Documents of the placed property;
7. Appraisal document of the placed property;
8. Registered warrant to the bank from notaries;
9. Agreement of guarantee registered in notaries;
10. Registration of the agreement of guarantee from Ministry of Justice;
For entrepreneurs:
1. Statement;
2. Business- plan;
3. Copy of patent;
4. Autobiography;
5. Copy of passport;
6. Form;
7. Documents of the placed property;
8. Appraisal document of the placed property;
9. Reference from the tax body about not been in debt from the budget;
10. Copy of card with the standard of the signatures and stamp;
11. Registered warrant to the bank from notaries;
12. Agreement of guarantee registered in notaries;
13. Registration of the agreement of guarantee from Ministry of Justice;
What kind of security is necessary for crediting?
It depends on type, sum and period of the credit.
For how many periods can the client take the credit?
It depends on the form of security and payment ability of the client.
What’s the rate of fine in case of delinquency?
It’s fixed in agreement, actually from month after delinquency double interest for the credit is imposed.
Is it possible to prolong the period of crediting?
It depends on goal of crediting, payment timeliness of the credit interest and depending on some additional conditions from the direction of the bank.
Are there some benefits for definite category of people to receive the credit?
There can be given Blanc (confidential) credits for confidential clients.
Deposits:
How much is the minimum initial sum of deposit during opening the deposit account?
The sum of initial deposit isn’t same for legal entities and individuals.
Can the client give his means when the period of deposit ends?
Yes, of course.
Does the bank give document to conform the sum of deposit?
The bank gives certificate by some kinds of urgent deposits, which conforms presence of the sum of deposit.
Is an agreement signed while the deposit account is opened?
Without fail an agreement is signed by the sides to open the deposit account.
